

Welcome To The Overseas Unity Bank
Experience the future of finance with a digital banking platform built for speed, security, and simplicity. From daily expenses to long-term goals, our smart tools give you full control of your finances — anytime, anywhere.
Get StartedSavings
We believe that saving is the cornerstone of financial stability and future prosperity. We offer a range of savings products designed to help you reach your financial goals.
Take Loan
We have several plans to apply for a loan. You may apply to our loan plans by submitting some of your valid information.
Deposit Schemes
We have two deposit schemes for you, one is Deposit Pension Scheme and another one is the Fixed Deposit Receipt.
Transfer Money
You are able to transfer your funds within the Viserbank or other banks we support by adding your beneficiaries
Driving Progress in Modern Banking
Our Mission
Our story is one of commitment to transparency, trust, and technological prowess. We stand at the forefront of the digital frontier, integrating cutting-edge solutions to provide you with a banking experience that is not only secure and efficient but also deeply aligned with your evolving financial needs. From intuitive digital platforms to personalized customer support, we are dedicated to setting new benchmarks in modern banking.
Our Vision
At Overseas Unity Bank, we believe in fostering strong relationships with our clients, built on a foundation of mutual respect and understanding. Our team of experienced professionals is passionate about guiding you through every financial decision, offering expert advice and innovative solutions tailored to your unique circumstances.
Our Goal
We are constantly evolving, leveraging the latest advancements in fintech to ensure that your banking journey with us is seamless, secure, and truly empowering. Join us as we continue to drive progress in the world of finance, one satisfied customer at a time.
We make your life comfortable with our services.
Fast Transfer
Send money at the speed of light with our speedy Transfers. Whether it's to family, friends, or businesses, our secure and efficient transfer system ensures your funds reach their destination in moments, making global transactions effortless.
Effortless Deposit
Transform the way you manage your finances with our Effortless Deposit. Seamlessly deposit funds into your account without the hassle. Our user-friendly process ensures a smooth and stress-free experience, allowing you to focus on what matters most. Discover the ease of effortless deposits, making your financial journey as fluid as possible.
Straight-forward Withdrawal Process
Experience unparalleled speed with our Lightning Fast Withdrawals. Access your funds instantly, whenever you need them, without delays. Our streamlined process ensures your money is always within reach, offering you financial agility and peace of mind.
It's easy to bank with Us
Open an Account
To be an account holder you have to open an account first.
Verification
After registration you need to verify your Email and Mobile Number.
Deposit
Deposit some funds before applying on any FDR or DPS plans.
Get Service
Now you can get any of our services as our registered account-holder
We Have The Best Loan Plans

Fixed-Rate Amortizing Personal Loan
- Interest Rate 11.96%
- Minimum Amount $10,000.00
- Maximum Amount $100,000.00
- Per Installment 9.33%
- Installment Interval 30 Days
- Total Installment 12
We provide our banking services all over the world
Experience the future of finance with a digital banking platform built for speed, security, and simplicity. From daily expenses to long-term goals, our smart tools give you full control of your finances — anytime, anywhere.
14M
Account Holders
3B
Total Transaction
120
Total Branches
240+
Countries We Serve
Frequently Asked Questions
Find answers to the most common questions about our services.
You can apply for a loan directly through our website by navigating to the Loans section and filling out the online application form. You will need to provide necessary documentation for KYC and income verification.
Eligibility criteria vary by loan type, but generally include being 18 years or older, having a stable source of income or a viable business plan, and valid identification documents (KYC). Specific requirements are detailed on our Loans page.
Opening an account with Overseas Unity Bank is simple! Visit our 'Get Started' page, choose your desired account type, and follow the easy steps for online registration and identity verification. Our team is here to assist you if needed."
You can reach our customer support team via phone at +65 8749 0021 email at contact@overseas-unity.com, or by filling out the contact form on our Contact Us page. Our support hours are Monday - Friday, 9:00 AM - 5:00 PM (Local Time).
We have several loan plans. Choose the best plan suitable for you and just click on the Apply Now button and put the amount.
Yes, your deposits are secure. We adhere to strict financial guidelines to ensure the safety and liquidity of your funds. We also employ robust security measures for online transactions.